An Innovative CSA Model ~ Riverhill Farm’s “Friend of the Farm Card”

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Beautiful Riverhill Farm, Nevada City, CA

Today we are featuring an innovative CSA model, created by Riverhill Farm just outside of Nevada City, CA. Customers pre-purchase “Friends of the Farm Cards” in $150, $300 or $450 increments, which can be used to purchase produce from Riverhill’s farm stand or farmers market throughout the year.  Like conventional CSA subscriptions, Riverhill Farm enjoys some prepayment for their crops.  Unlike conventional CSA subscriptions, their customers enjoy the freedom to select what and when to buy their produce, and the farm can focus on fewer, yet still diverse varieties.

Read on as Alan Haight, co-owner of Riverhill Farm, describes their farm’s evolution from traditional CSA to their new Friends of the Farm Card, customer response and effects on their farm operation.

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0% Interest, Crowd-Funded Microloans ~ Q&A with Kiva Zip’s Amy Lambert

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Amy Lambert from Kiva Zip wants to help you get a microloan!

This week we spoke with Amy Lambert of Kiva Zip about the their highly successful crowd-funded, microloan program for small and medium-sized farmers.

If you’re a farmer looking for an interest-free microloan or know another farm that is, keep reading!  With an easy application process and manageable payback period, several farmers in the FarmsReach community have already taken advantage of this great opportunity!

FarmsReach: Let’s cut to the chase: What is Kiva Zip and why would a small or medium-size farm be interested in a microloan from your network versus anywhere else?

Amy Lambert: Kiva Zip aims to revolutionize small businesses’ access to capital throughout the United States. It’s a website that enables financially excluded and socially impactful entrepreneurs to access 0% interest small business loans. These loans are crowd-funded by hundreds of lenders from around the world, each loaning as little as $5 each. Kiva Zip bases lending decisions on a small business owners’ character and trustworthiness rather than on their collateral or credit score.  The crowd-funding aspect of Kiva Zip creates valuable connections between small businesses owners and Kiva Zip’s growing network of lenders.

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