Water Series: Pt 5 ~ Drought Adjustment Strategies from Mendocino Organics

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The pastures of Mendocino Organics

Mendocino Organics, located at Heart Arrow Ranch in Redwood Valley, is owned and operated by Adam and Paula Gaska. This husband and wife team leases land from Golden Vineyards and raise grass-fed sheep, cows and a wide variety of vegetables. Since their start in 2008, they’ve grown their operation with an emphasis on ecological stewardship and feeding their local community. With 120 ewes, 25 cows and 1 bull, they have access to nearly 1,200 acres of rangeland for winter grazing in Redwood Valley, and another 60 acres of irrigated pasture in Potter Valley during the summer months.

During this drought, most farmers and ranchers are forced to adjust their operations and figure out how to make ends meet.  Mendocino Organics is no exception.

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0% Interest, Crowd-Funded Microloans ~ Q&A with Kiva Zip’s Amy Lambert

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Amy Lambert from Kiva Zip wants to help you get a microloan!

This week we spoke with Amy Lambert of Kiva Zip about the their highly successful crowd-funded, microloan program for small and medium-sized farmers.

If you’re a farmer looking for an interest-free microloan or know another farm that is, keep reading!  With an easy application process and manageable payback period, several farmers in the FarmsReach community have already taken advantage of this great opportunity!

FarmsReach: Let’s cut to the chase: What is Kiva Zip and why would a small or medium-size farm be interested in a microloan from your network versus anywhere else?

Amy Lambert: Kiva Zip aims to revolutionize small businesses’ access to capital throughout the United States. It’s a website that enables financially excluded and socially impactful entrepreneurs to access 0% interest small business loans. These loans are crowd-funded by hundreds of lenders from around the world, each loaning as little as $5 each. Kiva Zip bases lending decisions on a small business owners’ character and trustworthiness rather than on their collateral or credit score.  The crowd-funding aspect of Kiva Zip creates valuable connections between small businesses owners and Kiva Zip’s growing network of lenders.

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