Category Archives: Funding Opportunities

0% Interest, Crowd-Funded Microloans ~ Q&A with Kiva Zip’s Amy Lambert

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Amy Lambert from Kiva Zip wants to help you get a microloan!

This week we spoke with Amy Lambert of Kiva Zip about the their highly successful crowd-funded, microloan program for small and medium-sized farmers.

If you’re a farmer looking for an interest-free microloan or know another farm that is, keep reading!  With an easy application process and manageable payback period, several farmers in the FarmsReach community have already taken advantage of this great opportunity!

FarmsReach: Let’s cut to the chase: What is Kiva Zip and why would a small or medium-size farm be interested in a microloan from your network versus anywhere else?

Amy Lambert: Kiva Zip aims to revolutionize small businesses’ access to capital throughout the United States. It’s a website that enables financially excluded and socially impactful entrepreneurs to access 0% interest small business loans. These loans are crowd-funded by hundreds of lenders from around the world, each loaning as little as $5 each. Kiva Zip bases lending decisions on a small business owners’ character and trustworthiness rather than on their collateral or credit score.  The crowd-funding aspect of Kiva Zip creates valuable connections between small businesses owners and Kiva Zip’s growing network of lenders.

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“Free Money!” ~ Q&A with NRCS Soil Conservationist, Ben Garland

Every week, we’ll be spotlighting a FarmsReach Featured Farmer or community Member.  Our Featured Farmers are brimming with great ideas and knowledge to share with the farming community, and our Members comprise a mix of farmers, ranchers, Extension Advisors, nonprofits, and more.  

Last week’s North Coast Farmers Guild monthly meet-up was another great night of delicious food, fun conversations and valuable connections.  After dinner, we heard from two presenters, one of which was Ben Garland, Soil Conservationist (and funder) at the Natural Resources Conservation Services (NRCS).

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The NRCS grants funds to farmers and ranchers for a wide variety of uses – all of which support healthy ecosystems and long-term sustainability.  Last year, the CA NRCS offices had $3.5 million to grant to organic or transitioning farmers, but only $3 million was used.

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